Why You Should Insure Your Dog

By Brian Talley


Dogs are known to be playful and exuberant but these traits may diminish if they get sick or injured. Like people, dogs may have all kinds of medical issues even the serious ones just like cancer. Aside from illnesses, their enthusiasm, curiosity or energetic nature can lead to accidents. May it be a damaged limb or swallowed sock, these could lead to a dangerous condition which needs serious medical attention. Illnesses and injuries can be cured but it might cost thousands of dollars in one shot not to mention the follow up consultations and medicines.

Why Get Insurance for your Dog?

Things do happen when we least expect it. Your dog can become sick or meet an accident in any second of the day and this means that you should be able to bring out the money anytime in order for them to get some medical attention. Since most pet parents can't afford to pay the hospital bills in lump sum, getting dog insurance is one big relief. Aside from providing you with a monthly expense instead of a one-time big-time disbursement, wellness care and bonus health programs are sometimes being covered by policies.

Most insurance companies cover car accidents, poison ingestion and diseases such as skin or ear infections, cancer and vomiting. The above given scenarios are the top reasons why dogs would need some medical services and those can also ruin your monthly budget. Getting insurance policies is just the right thing for these cases. Financial experts are saying that insurance is just another extra expense but the decision of adding this to the budget solely remains to the pet owner. It is a fact that pet insurance is another line item on the budget list but for pet parents who don't want to make a choice between finances and wellness of their baby dog, buying a policy is the best thing to do.

Obtaining a Dog Insurance

Know the conditions and illnesses that may happen to your dog and research whether it is included on the policies of different insurance companies. Upon checking for the coverage, request for quotes from multiple companies. Remember that only illnesses that occurred after the dog has been insured will be honored. Pure breed dogs are most likely to be inhibited by hereditary diseases and this is the reason that their insurance policies are more expensive than others. Most insurance companies will only cover dogs that are not more than 11 years of age.

Compare the quotes for your dog's breed and age. These quotes can be obtained online from the official websites of insurance companies. Choose the appropriate insurance for your dog and budget. After buying insurance, wait for the insurance process to be completed before scheduling for a physical. All conditions that have been diagnosed after the dog has been insured will be honored, otherwise will be considered a pre-existing condition. Discounts may also be offered if you will enroll all your dogs or other pets on the same insurer.




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